Solvency and Financial Condition Reports (SFCR) of non-life insurance undertakings
In accordance with Articles 290 ff. of Commission Delegated Regulation (EU) 2015/35 of 10 October 2014 supplementing Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (hereinafter the “Solvency II Directive”), all insurance and reinsurance undertakings are required to publicly disclose their Solvency and Financial Condition Report (hereinafter the “SFCR”).
For all intents and purposes, it should be noted that the administrative, management or supervisory body of the Luxembourg insurance or reinsurance undertaking bears ultimate responsibility for compliance by the undertaking concerned with the legislative, regulatory and administrative provisions adopted pursuant to prudential regulation in accordance with the provisions of Article 70 of the amended law of 7 December 2015 on the insurance sector.
The Commissariat aux Assurances (hereinafter the ‘CAA’) wishes to make it clear that it makes no representation whatsoever, whether express or implied, as to the quality, accuracy, completeness or updating of the information contained in the SFCRs listed above. Furthermore, the CAA accepts no liability whatsoever towards any party in respect of any possible loss, damage or prejudice of any nature whatsoever relating directly or indirectly to the information and data and to the use of the said information and data contained in the SFCRs by any party.
The CAA has created this repository for the sole purpose of facilitating access by any interested party to the information and intelligence contained in the SFCRs by making it public through a single access point covering the entire direct professional insurance sector, excluding captive undertakings or undertakings with a portfolio comparable to that of a captive.
| Name of the undertaking | Solvency ratio* | Direct link (PDF) | Link to the SFCR page |
|---|---|---|---|
| AIG EUROPE S.A. (213800SCCLMKOWSSX732) | 196,43 % |
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| AIOI NISSAY DOWA INSURANCE COMPANY OF EUROPE SE (5493001W3NTGB2HAN989) | 153,06 % |
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| AXA ASSURANCES LUXEMBOURG (222100W6SMT3RLPML260) | 168,62 % |
|
|
| BALOISE ASSURANCES LUXEMBOURG S.A. (549300J4JNKWP52PIP34) | 240,34 % |
|
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| CAMCA ASSURANCE S.A. (222100I7Z4ZOEKHLBI64) | 262,88 % |
|
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| CGPA EUROPE S.A. (22210096NFCZ4KKFZD27) | 137,29 % |
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| CNA INSURANCE COMPANY (EUROPE) S.A. (2138008UNXIHH38KIJ49) | 149,37 % |
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| COLONNADE INSURANCE S.A. (222100IUSAKCDAYTMX08) | 165,67 % |
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| CONVEX EUROPE S.A. (894500S0IQYVDCWFAR23) | 140,87 % |
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| D.K.V. LUXEMBOURG S.A. (529900AO3Z5MARFY0W76) | 379,63 % |
|
|
| FM INSURANCE EUROPE S.A. (222100GPK3TXH3YGOB37) | 155,35 % |
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| FOYER ASSURANCES S.A. (5493000DB4L2GMHE8F84) | 258,88 % |
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| Foyer Global Health (222100M5YXWXWJ8ING43) | 137,40 % |
|
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| FOYER-ARAG (549300AOZVE762VZ0D50) | 239,38 % |
|
|
| FRIDAY INSURANCE S.A. (549300O6NL7NBE3CHK37) | 370,01 % |
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| HISCOX S.A. (222100JCZBVVDGJZ8318) | 154,58 % |
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| iptiQ EMEA P&C S.A. (2221007OJZ82DCRWF207) | 130,47 % |
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|
| LA LUXEMBOURGEOISE S.A. (222100XO2GETYOXLHP89) | 192,67 % |
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| LIBERTY MUTUAL INSURANCE EUROPE SE (213800W5OOIOPYK9QY33) | 260,04 % |
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| RSA LUXEMBOURG S.A. (213800PT2YLSYDVYLA41) | 145,93 % |
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| SI INSURANCE (EUROPE), SA (549300OOBOGTBRMWN512) | 192,39 % |
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| STONEFORT INSURANCE S.A. (529900TBK6ZKHE80GB69) | 187,34 % |
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| SWISS RE INTERNATIONAL SE (222100BV3WGRWD8XI851) | 372,71 % |
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| THE BRITANNIA STEAM SHIP INSURANCE ASSOCIATION EUROPE M.A. (222100SG9GALSL8L5R29) | 164,85 % |
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| THE SHIPOWNERS' MUTUAL PROTECTION & INDEMNITY ASSOCIATION (529900T071SPNQ00DF14) | 263,01 % |
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| THE WEST OF ENGLAND SHIP OWNERS MUTUAL INSURANCE ASSOCIATION (DEOK59KJJZVF5N12D351) | 272,00 % |
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| TOKIO MARINE EUROPE S.A. (213800OFIWVHWHUYHI98) | 138,70 % |
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| USAA S.A. (222100GIQKRF94HI8657) | 221,66 % |
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(*) The solvency ratio equals the last ratio communicated by the insurance undertaking to the CAA in the context of the "solo" Solvency 2 annual report