Solvency and Financial Condition Reports (SFCR) of groups

Pursuant to Article 200 of the law of 7 December 2015 on the insurance sector, as amended, Luxembourg insurance and reinsurance undertakings, Luxembourg insurance holding companies and Luxembourg mixed financial holding companies shall disclose publicly, on an annual basis, a report on the solvency and financial condition at the level of the group (hereinafter the "Group SFCR").

For all the purposes hereof, it should be noted that the Group's administrative, management or supervisory body assumes ultimate responsibility for the quality, accuracy, completeness or updating of the information contained in the Group SFCR.

The Commissariat aux Assurances (hereinafter the "CAA") would like to would point out that it makes no representation whatsoever, whether express or implied, as to the quality, accuracy, completeness or updating of the information contained in the SFCRs listed above. Furthermore, the CAA assumes no responsibility whatsoever towards any party in respect of any loss, damage or prejudice of any nature whatsoever relating directly or indirectly to the information and data and to the use of the said information and data contained in the SFCRs by any party. 

The CAA has created this repository for the sole purpose of facilitating access by any interested party to the information and data contained in the SFCRs of the groups under its control by making them publicly available through a single access point.

(*) The solvency ratio equals the last ratio communicated by the insurance undertaking to the CAA in the context of the "group" Solvency 2 annual report